12 Comments

Wow, this article is well explained and interesting to read. Could you explain under which category the startups like "Lending Kart" or "BNPL: based ones fall under?. Thank!

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Is it allowed to become both AA and LSP? Because in many cases consumer facing products will have the chance to build data pipelines by collecting fin info from first time users?

Overall, very good article indeed.

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Who provides the aggreagation for all lending data? Or do you expect LSP would want to develop and aggregate with eachlenders?

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Before a lot of real needy avail this system, we have to see attitudinal change in govt agencies - those who hound people/MSME for taxes (and mamool) and those who'd encourage credit culture by sharing true cashflow of the business. So far, people are more afraid of being made to pay for the cashflow they run, than looking at the benefits of easy access to credit.

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Well written. Thanks for sharing

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As a country are we ready fir cash flow based lending??

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Excellent article and simple to understand.

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Really well written article, Ravish!

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